Unlike the SEAT Mii the Skoda Citigo and Volkswagen up! can sit in group 1 for insurance. For the Skoda, the 59bhp 1.0-litre petrol engine in S, SE and Monte Carlo trim qualify for group 1, while only the entry level VW Take up! qualifies. There is the option of the more powerful 74bhp 1.0-litre engine if you opt for the Citigo in SE L trim, but the insurance is pushed up to group 2.
Equipment on entry-level Citigo models is pretty basic, but there are plenty of options and a range of trim levels to help ensure you can get a car with all the goodies you could want. The Take up! is in a similar position, with kit limited to electric front windows, ESC and SD card reader.
The thing that really sets the Skoda and VW apart from their rivals though is their driving experience. As a result of their tiny dimensions and easy to use controls, drivers can have an excellent time at the helm of either one while also getting about in relative comfort. The Citigo and up! are so good in fact that both have previously won the Auto Express City Car of the Year award.
Cheapest cars to insure 2018
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source: AutoExpress Car Reviews (autoexpress.co.uk)